Launch faster with a card issuing programme built to scale
From expense management to order fulfilment, Stripe Issuing allows you to easily create, manage, and grow a commercial card programme. Get started quickly and customise key details like card design and spend limits.
For fintech-focused businesses
Build a flexible card program for your business needs
We’ve taken the same approach to issuing that we took with payments – building easy-to-use features that simplify a traditionally complex process.
Launch a program in days
Process $1 or $1 million with the same easy-to-use API and no setup fees. Distribute cards in days and establish a program that can grow with you.
Program cards for your needs
Create cards that work exactly as you configured them. Make real-time decisions on charges, set spending limits or designate virtual cards for one-time use.
Earn a share of interchange
Reach a certain transaction volume threshold and get a percentage of the interchange revenue earned from all card purchases.
Operate across Stripe products
Move money within Stripe to bypass traditional transfer delays. Combine Issuing with Connect, Treasury, or Capital for a seamless way to fund cards.
Complete oversight
Customise your card programme
With dynamic controls and easy-to-use APIs, programmatically adjust every detail of your card offering. You can manage spend and fraud by setting spending limits, authorising a decision in real-time, blocking merchant categories, and confirming a transaction via SMS.
By building across Stripe's payments and banking-as-a-service infrastructure, we've been able to give Shopify merchants access to critical financial products that meet their needs, like faster access to funds and rewards, helping them further grow their businesses.
Building a charge card programme is a daunting task. Stripe provided immense value in planning and launching our program quickly, with a compliance-first design that we're confident can scale to meet Ramp's needs.
In less than three weeks, we were able to get up and running. You would spend at least three months with any other vendor or bank. Speed is everything, and Stripe understands that.
We built Ambrook Wallet with one engineer. Providing this type of financial accessibility and the type of tools for our users wouldn't be possible without a lot of the work that has been done by Stripe. [Stripe] is enabling our team to build something that is creative, experimental, interesting, and in alignment with the mission that we care about
Precise controls
Real-time authorisation
Participate in the authorisation flow and make real-time decisions on every charge to maintain complete control over card transactions.
Consistent brand identity
Branded physical cards
Design your own branded cards and card carriers. Our team will handle card production, fulfillment, and shipping to get physical cards to users within three days and virtual cards instantly.
Touchless transactions
Digital wallet support
Cardholders can load virtual and physical cards into their digital wallets to enable instant and secure access to funds, however they choose to pay – online, in-app, or in-store.
Pricing
Issue custom cards in seconds
Get started easily with transparent pricing and no setup costs.
Talk to our team to get started
Build a programme to issue, distribute, and manage physical and virtual cards for your users.
Add money accounts
Enable users to hold funds, pay bills, earn yield, and manage cash flow alongside your cards.
Offer access to capital
Help your customers access the funds they need to accelerate growth with fast and flexible financing.