Launch faster with a card issuing program built to scale
From expense management to order fulfillment, Stripe Issuing allows you to easily create, manage, and grow a commercial card program. Get started quickly and customize key details like card design and spend limits.
For fintech-focused businesses
Build a flexible card program for your business needs
We’ve taken the same approach to issuing that we took with payments—building easy-to-use features that simplify a traditionally complex process.
Launch a program in days
Process $1 or $1 million with the same easy-to-use API and no setup fees. Distribute cards in days and establish a program that can grow with you.
Program cards for your needs
Create cards that work exactly as you configured them. Make real-time decisions on charges, set spending limits or designate virtual cards for one-time use.
Earn a share of interchange
Reach a certain transaction volume threshold and get a percentage of the interchange revenue earned from all card purchases.
Operate across Stripe products
Move money within Stripe to bypass traditional transfer delays. Combine Issuing with Connect, Treasury, or Capital for a seamless way to fund cards.
Complete oversight
Customize your card program
With dynamic controls and easy-to-use APIs, programmatically adjust every detail of your card offering. You can manage spend and fraud by setting spending limits, authorizing a decision in real-time, blocking merchant categories, and confirming a transaction via SMS.
Precise controls
Real-time authorization
Participate in the authorization flow and make real-time decisions on every charge to maintain complete control over card transactions.
Consistent brand identity
Branded physical cards
Design your own branded cards and card carriers. Our team will handle card production, fulfillment, and shipping to get physical cards to users within three days and virtual cards instantly.
Touchless transactions
Digital wallet support
Cardholders can load virtual and physical cards into their digital wallets to enable instant and secure access to funds, however they choose to pay—online, in-app, or in-store.
Talk to our team to get started
Build a program to issue, distribute, and manage physical and virtual cards for your users.
Add money accounts
Enable users to hold funds, pay bills, earn yield, and manage cash flow alongside your cards.
Offer access to capital
Help your customers access the funds they need to accelerate growth with fast and flexible financing.