Bad luck or bad decisions? Macroeconomic implications of persistent heterogeneity in cognitive skills and overconfidence (March 2024)
with Oliver Pfauti and Fabian Seyrich

Behavioral biases are temporally stable (March 2024)
with Victor Stango
revise and resubmit (round 2), AEJ:Micro

Randomization for causality, ethnography for mechanisms: Illiquid savings for liquor in an autarkic society (Dec 2021)
with Ricardo Godoy and Dean Karlan

Archived Working Papers

We are all behavioral, more or less: Measuring and using consumer-level behavioral summary statistics (May 2020) with Victor Stango
Some results from this paper are in We are all behavioral, more or less: A taxonomy of consumer decision making (2023 RESTUD), which has a somewhat different focus

Quicksand or bedrock for behavioral economics? Assessing foundational empirical questions (Jul 2017) with Victor Stango and Joanne Yoong
and
The quest for parsimony in behavioral economics: New methods and evidence on three fronts (Feb 2017) with Victor Stango and Joanne Yoong
These two papers are superseded by the "We are all behavioral..." papers above-- those have more data, additional research questions, and additional methods for addressing measurement error

Borrow Less Tomorrow: Behavioral approaches to debt reduction (2012) with Dean Karlan

Household borrowing high and lending low under no-arbitrage (2007)

Consumer homing on payment cards: From theory to measurement (2007)
with Chris Snyder

The impact of liquidity on household balance sheets: Micro responses to a credit card supply shock (2003)