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Child Gender and Parental Borrowing: Evidence from India

Author

Listed:
  • Isabelle Agier
  • Isabelle Guérin
  • Ariane Szafarz
Abstract
The unequal treatment of children is not gender neutral from the parent side. Our results show that women try to compensate through debt for the unbalanced situation faced by their daughters compared to their sons. However, the lack of symmetry between mothers' and fathers' financial situations leads to the perpetuation of gender inequality through generations.

Suggested Citation

  • Isabelle Agier & Isabelle Guérin & Ariane Szafarz, 2011. "Child Gender and Parental Borrowing: Evidence from India," Working Papers CEB 11-038, ULB -- Universite Libre de Bruxelles.
    • Handle: RePEc:sol:wpaper:2013/97214
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    References listed on IDEAS

    as
    1. Alderman, Harold, et al, 1995. "Unitary versus Collective Models of the Household: Is It Time to Shift the Burden of Proof?," The World Bank Research Observer, World Bank, vol. 10(1), pages 1-19, February.
    2. Duncan Thomas, 1990. "Intra-Household Resource Allocation: An Inferential Approach," Journal of Human Resources, University of Wisconsin Press, vol. 25(4), pages 635-664.
    3. Robert T. Jensen, 2010. "Economic Opportunities and Gender Differences in Human Capital: Experimental Evidence for India," NBER Working Papers 16021, National Bureau of Economic Research, Inc.
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    5. Lewis, Maureen & Lockheed, Marlaine, 2008. "Social exclusion and the gender gap in education," Policy Research Working Paper Series 4562, The World Bank.
    6. Barrera, Albino, 1990. "The role of maternal schooling and its interaction with public health programs in child health production," Journal of Development Economics, Elsevier, vol. 32(1), pages 69-91, January.
    7. Nancy Qian, 2008. "Missing Women and the Price of Tea in China: The Effect of Sex-Specific Earnings on Sex Imbalance," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 123(3), pages 1251-1285.
    8. Rosenzweig, Mark R & Schultz, T Paul, 1982. "Market Opportunities, Genetic Endowments, and Intrafamily Resource Distribution: Child Survival in Rural India," American Economic Review, American Economic Association, vol. 72(4), pages 803-815, September.
    9. Haddad, Lawrence & Hoddinott, John, 1994. "Women's income and boy-girl anthropometric status in the Cote d'Ivoire," World Development, Elsevier, vol. 22(4), pages 543-553, April.
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    Full references (including those not matched with items on IDEAS)

    Citations

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    Cited by:

    1. Agier, Isabelle & Szafarz, Ariane, 2013. "Microfinance and Gender: Is There a Glass Ceiling on Loan Size?," World Development, Elsevier, vol. 42(C), pages 165-181.
    2. Schicks, Jessica, 2014. "Over-Indebtedness in Microfinance – An Empirical Analysis of Related Factors on the Borrower Level," World Development, Elsevier, vol. 54(C), pages 301-324.
    3. Díaz Serrano, Lluís & Sackey, Frank G., 2015. "Microfinance and credit rationing in Ghana: Does the microfinance type matter?," Working Papers 2072/247802, Universitat Rovira i Virgili, Department of Economics.
    4. Supriya Garikipati & Isabelle Agier & Isabelle Guérin & Ariane Szafarz, 2017. "The Cost of Empowerment: Multiple Sources of Women’s Debt in Rural India," Journal of Development Studies, Taylor & Francis Journals, vol. 53(5), pages 700-722, May.
    5. Ganita BHUPAL & Abdoul G. SAM, 2014. "Female Income and Expenditure on Children: Impact of the National Rural Employment Guarantee Scheme in India," Applied Econometrics and International Development, Euro-American Association of Economic Development, vol. 14(2).
    6. Diaz-Serrano, Luis & Sackey, Frank Gyimah, 2015. "Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana," IZA Discussion Papers 8999, Institute of Labor Economics (IZA).
    7. Isabelle Agier & Supriya Garikipati & Isabelle Guérin & Ariane Szafarz, 2013. "Borrowing and Women’s Empowerment: Does Type of Credit Matter?," Working Papers CEB 13-038, ULB -- Universite Libre de Bruxelles.
    8. Reboul, E. & Guérin, I. & Nordman, C.J., 2021. "The gender of debt and credit: Insights from rural Tamil Nadu," World Development, Elsevier, vol. 142(C).

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    More about this item

    Keywords

    Gender; discrimination; borrowing; debt; children; mother; father;
    All these keywords.

    JEL classification:

    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • D13 - Microeconomics - - Household Behavior - - - Household Production and Intrahouse Allocation
    • J12 - Labor and Demographic Economics - - Demographic Economics - - - Marriage; Marital Dissolution; Family Structure
    • O15 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Economic Development: Human Resources; Human Development; Income Distribution; Migration
    • O17 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Formal and Informal Sectors; Shadow Economy; Institutional Arrangements
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty

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