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Options to Manage FHA’s Exposure to Risk From Guaranteeing Single-Family Mortgages

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  • Congressional Budget Office
Abstract
The Federal Housing Administration insures the mortgages of people who might otherwise have trouble getting a home loan. This report analyzes policy options to reduce FHA’s exposure to risk from its program to guarantee single-family mortgages—including creating a larger role for private lenders and restricting the availability of FHA’s guarantees—while continuing to fulfill the agency’s primary mission of ensuring access to credit for first-time homebuyers and low-income borrowers.

Suggested Citation

  • Congressional Budget Office, 2017. "Options to Manage FHA’s Exposure to Risk From Guaranteeing Single-Family Mortgages," Reports 53084, Congressional Budget Office.
    • Handle: RePEc:cbo:report:53084
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    File URL: https://www.cbo.gov/system/files/115th-congress-2017-2018/reports/53084-fha.pdf
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    More about this item

    JEL classification:

    • G18 - Financial Economics - - General Financial Markets - - - Government Policy and Regulation
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets
    • R38 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Government Policy

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