The effects of bank branch closures on credit relationships
Author
Suggested Citation
Download full text from publisher
References listed on IDEAS
- Farrell, Joseph & Klemperer, Paul, 2007.
"Coordination and Lock-In: Competition with Switching Costs and Network Effects,"
Handbook of Industrial Organization, in: Mark Armstrong & Robert Porter (ed.), Handbook of Industrial Organization, edition 1, volume 3, chapter 31, pages 1967-2072,
Elsevier.
- Klemperer, Paul & Farrell, Joseph, 2006. "Coordination and Lock-In: Competition with Switching Costs and Network Effects," CEPR Discussion Papers 5798, C.E.P.R. Discussion Papers.
- Farrell, Joseph & Klemperer, Paul, 2006. "Coordination and Lock-In: Competition with Switching Costs and Network Effects," Competition Policy Center, Working Paper Series qt9n26k7v1, Competition Policy Center, Institute for Business and Economic Research, UC Berkeley.
- Joseph Farrell & Paul Klemperer, 2006. "Co-ordination and Lock-in: Competition with Switching Costs and Network Effects," Economics Papers 2006-W07, Economics Group, Nuffield College, University of Oxford.
- Roberto Felici & Marcello Pagnini, 2008.
"Distance, Bank Heterogeneity And Entry In Local Banking Markets,"
Journal of Industrial Economics, Wiley Blackwell, vol. 56(3), pages 500-534, September.
- Felici Roberto & Pagnini Marcello, 2005. "Distance, bank heterogeneity and entry in local banking markets," Temi di discussione (Economic working papers) 557, Bank of Italy, Economic Research and International Relations Area.
- Diana Bonfim & Gil Nogueira & Steven Ongena, 2016. "Sorry, We're Closed: Loan Conditions When Bank Branches Close and Firms Transfer to Another Bank," Working Papers w201607, Banco de Portugal, Economics and Research Department.
- Barone, Guglielmo & Felici, Roberto & Pagnini, Marcello, 2011.
"Switching costs in local credit markets,"
International Journal of Industrial Organization, Elsevier, vol. 29(6), pages 694-704.
- Guglielmo Barone & Roberto Felici & Marcello Pagnini, 2010. "Switching costs in local credit markets," Temi di discussione (Economic working papers) 760, Bank of Italy, Economic Research and International Relations Area.
- Jun (Qj) Qian & Philip E. Strahan & Zhishu Yang, 2015. "The Impact of Incentives and Communication Costs on Information Production and Use: Evidence from Bank Lending," Journal of Finance, American Finance Association, vol. 70(4), pages 1457-1493, August.
- Alejandro Drexler & Antoinette Schoar, 2014. "Do Relationships Matter? Evidence from Loan Officer Turnover," Management Science, INFORMS, vol. 60(11), pages 2722-2736, November.
- Mitchell A. Petersen & Raghuram G. Rajan, 2002.
"Does Distance Still Matter? The Information Revolution in Small Business Lending,"
Journal of Finance, American Finance Association, vol. 57(6), pages 2533-2570, December.
- Mitchell A. Petersen, 2000. "Does distance still matter? the information revolution in small business lending?," Proceedings 679, Federal Reserve Bank of Chicago.
- Mitchell A. Petersen & Raghuram G. Rajan, 2000. "Does Distance Still Matter? The Information Revolution in Small Business Lending," NBER Working Papers 7685, National Bureau of Economic Research, Inc.
- Paolo Emilio Mistrulli & Luca Antelmo & Maddalena Galardo & Iconio Garrì & Dario Pellegrino & Davide Revelli & Vito Savino, 2019. "Why do banks close? The geography of branch pruning," Questioni di Economia e Finanza (Occasional Papers) 540, Bank of Italy, Economic Research and International Relations Area.
- Hoai-Luu Q. Nguyen, 2019. "Are Credit Markets Still Local? Evidence from Bank Branch Closings," American Economic Journal: Applied Economics, American Economic Association, vol. 11(1), pages 1-32, January.
- Todd A. Gormley & David A. Matsa, 2011. "Growing Out of Trouble? Corporate Responses to Liability Risk," The Review of Financial Studies, Society for Financial Studies, vol. 24(8), pages 2781-2821.
- Boot, Arnoud W. A., 2000. "Relationship Banking: What Do We Know?," Journal of Financial Intermediation, Elsevier, vol. 9(1), pages 7-25, January.
- Emilia Bonaccorsi Di Patti & Giorgio Gobbi, 2007. "Winners or Losers? The Effects of Banking Consolidation on Corporate Borrowers," Journal of Finance, American Finance Association, vol. 62(2), pages 669-695, April.
- Sumit Agarwal, 2010. "Distance and Private Information in Lending," The Review of Financial Studies, Society for Financial Studies, vol. 23(7), pages 2757-2788, July.
- Vasso Ioannidou & Steven Ongena, 2010. "“Time for a Change”: Loan Conditions and Bank Behavior when Firms Switch Banks," Journal of Finance, American Finance Association, vol. 65(5), pages 1847-1877, October.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Anne Duquerroy & Clément Mazet-Sonilhac & Jean-Stéphane Mésonnier & Daniel Paravisini, 2022.
"Bank Local Specialization,"
Working Papers
hal-03812807, HAL.
- Anne Duquerroy & Clément Mazet-Sonilhac & Jean-Stéphane Mésonnier & Daniel Paravisini, 2022. "Bank Local Specialization," SciencePo Working papers hal-03812807, HAL.
- Anne Duquerroy & Clément Mazet-Sonilhac & Jean-Stéphane Mésonnier & Daniel Paravisini, 2022. "Bank Local Specialization," SciencePo Working papers Main hal-03812807, HAL.
- Anne Duquerroy & Clément Mazet-Sonilhac & Jean-Stéphane Mésonnier & Daniel Paravisini, 2022. "Bank Local Specialization," Working papers 865, Banque de France.
- Kilian Huber, 2021.
"Are Bigger Banks Better? Firm-Level Evidence from Germany,"
Journal of Political Economy, University of Chicago Press, vol. 129(7), pages 2023-2066.
- Kilian Huber, 2020. "Are Bigger Banks Better? Firm-Level Evidence from Germany," Working Papers 2020-172, Becker Friedman Institute for Research In Economics.
- Huber, Kilian, 2021. "Are Bigger Banks Better? Firm-Level Evidence from Germany," CEPR Discussion Papers 15769, C.E.P.R. Discussion Papers.
- Kilian Huber, 2021. "Are Bigger Banks Better? Firm-Level Evidence from Germany," NBER Working Papers 28767, National Bureau of Economic Research, Inc.
- Huber, Kilian, 2020. "Are bigger banks better? Firm-level evidence from Germany," LSE Research Online Documents on Economics 118853, London School of Economics and Political Science, LSE Library.
- Kilian Huber, 2020. "Are Bigger Banks Better? Firm-Level Evidence from Germany," CESifo Working Paper Series 8746, CESifo.
- Kilian Huber, 2020. "Are bigger banks better? Firm-level evidence from Germany," CEP Discussion Papers dp1735, Centre for Economic Performance, LSE.
- Huber, Kilian, 2020. "Are bigger banks better?: firm level evidence from Germany," LSE Research Online Documents on Economics 108497, London School of Economics and Political Science, LSE Library.
- Paolo Emilio Mistrulli & Luca Antelmo & Maddalena Galardo & Iconio Garrì & Dario Pellegrino & Davide Revelli & Vito Savino, 2019. "Why do banks close? The geography of branch pruning," Questioni di Economia e Finanza (Occasional Papers) 540, Bank of Italy, Economic Research and International Relations Area.
- Kislat, Carmen & Menkhoff, Lukas & Neuberger, Doris, 2013.
"The use of collateral in formal and informal lending,"
VfS Annual Conference 2013 (Duesseldorf): Competition Policy and Regulation in a Global Economic Order
79765, Verein für Socialpolitik / German Economic Association.
- Kislat, Carmen & Menkhoff, Lukas & Neuberger, Doris, 2013. "The use of collateral in formal and informal lending," Kiel Working Papers 1879, Kiel Institute for the World Economy (IfW Kiel).
- Oliver Rehbein & Simon Rother, 2020. "The Role of Social Networks in Bank Lending," ECONtribute Discussion Papers Series 033, University of Bonn and University of Cologne, Germany.
- Shusen Qi & Ralph De Haas & Steven Ongena & Stefan Straetmans & Tamas Vadasz, 2017.
"Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches,"
Swiss Finance Institute Research Paper Series
17-74, Swiss Finance Institute, revised Jun 2023.
- Ongena, Steven & Qi, Shusen & De Haas, Ralph & Straetmans, Stefan & Vadasz, Tamas, 2021. "Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches," CEPR Discussion Papers 15829, C.E.P.R. Discussion Papers.
- Qi, Shusen & de Haas, Ralph & Ongena, S.R.G. & Straetmans, Stefan, 2018. "Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches," Other publications TiSEM 1e778553-0ab1-43c2-90ba-a, Tilburg University, School of Economics and Management.
- Qi, Shusen & De Haas, Ralph & Ongena, Steven & Straetmans, Stefan, 2019. "Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches," Research Memorandum 006, Maastricht University, Graduate School of Business and Economics (GSBE).
- Qi, Shusen & de Haas, Ralph & Ongena, S.R.G. & Straetmans, Stefan, 2018. "Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches," Discussion Paper 2018-038, Tilburg University, Center for Economic Research.
- Goedde-Menke, Michael & Ingermann, Peter-Hendrik, 2024. "Loan officer specialization and credit defaults," Journal of Banking & Finance, Elsevier, vol. 161(C).
- Stefania De Mitri & Giorgio Gobbi & Enrico Sette, 2010.
"Relationship lending in a financial turmoil,"
Temi di discussione (Economic working papers)
772, Bank of Italy, Economic Research and International Relations Area.
- Giorgio Gobbi & Enrico Sette, 2012. "Relationship lending in a financial turmoil," Mo.Fi.R. Working Papers 59, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
- Christoph Herpfer & Aksel Mjøs & Cornelius Schmidt, 2023. "The Causal Impact of Distance on Bank Lending," Management Science, INFORMS, vol. 69(2), pages 723-740, February.
- Valter Di Giacinto & Marcello Pagnini, 2021. "Local and global agglomeration patterns in the banking sector: the calm in the mid of a storm," Questioni di Economia e Finanza (Occasional Papers) 610, Bank of Italy, Economic Research and International Relations Area.
- Davide Arnaudo & Giacinto Micucci & Massimiliano Rigon & Paola Rossi, 2019. "Should I Stay or Should I Go? Firms’ Mobility Across Banks in the Aftermath of the Financial Crisis," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), vol. 5(1), pages 17-37, March.
- Barone, Guglielmo & Felici, Roberto & Pagnini, Marcello, 2011.
"Switching costs in local credit markets,"
International Journal of Industrial Organization, Elsevier, vol. 29(6), pages 694-704.
- Guglielmo Barone & Roberto Felici & Marcello Pagnini, 2010. "Switching costs in local credit markets," Temi di discussione (Economic working papers) 760, Bank of Italy, Economic Research and International Relations Area.
- Luca Papi & Emma Sarno & Alberto Zazzaro, 2017.
"The geographical network of bank organizations: issues and evidence for Italy,"
Chapters, in: Ron Martin & Jane Pollard (ed.), Handbook on the Geographies of Money and Finance, chapter 8, pages 156-196,
Edward Elgar Publishing.
- Luca Papi & Emma Sarno & Alberto Zazzaro, 2015. "The geographical network of bank organizations: issues and evidence for Italy," Mo.Fi.R. Working Papers 105, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.
- Luca Papi & Emma Sarno & Alberto Zazzaro, 2015. "The Geographical Network of Bank Organizations: Issues and Evidence for Italy," CSEF Working Papers 403, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
- Senay Agca & Pablo Slutzky & Stefan Zeume, 2021. "Anti-Money Laundering Enforcement, Banks, and the Real Economy," Working Papers 2021-20, The George Washington University, Institute for International Economic Policy.
- Marko Jakšič & Matej Marinč, 2019. "Relationship banking and information technology: the role of artificial intelligence and FinTech," Risk Management, Palgrave Macmillan, vol. 21(1), pages 1-18, March.
- Ross Levine & Chen Lin & Qilin Peng & Wensi Xie, 2020.
"Communication within Banking Organizations and Small Business Lending,"
The Review of Financial Studies, Society for Financial Studies, vol. 33(12), pages 5750-5783.
- Ross Levine & Chen Lin & Qilin Peng & Wensi Xie, 2019. "Communication within Banking Organizations and Small Business Lending," NBER Working Papers 25872, National Bureau of Economic Research, Inc.
- Xu, Yuqian & Saunders, Anthony & Xiao, Binqing & Li, Xindan, 2020. "Bank relationship loss: The moderating effect of information opacity," Journal of Banking & Finance, Elsevier, vol. 118(C).
- Campbell, Dennis & Loumioti, Maria & Wittenberg-Moerman, Regina, 2019. "Making sense of soft information: interpretation bias and loan quality," Journal of Accounting and Economics, Elsevier, vol. 68(2).
- Maddalena Galardo & Iconio Garrì & Paolo Emilio Mistrulli & Davide Revelli, 2021. "The geography of banking: Evidence from branch closings," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 50(1), February.
- Sheng Huang & Ruichang Lu & Anand Srinivasan, 2022. "Bank Dependence and Bank Financing in Corporate M&A," Management Science, INFORMS, vol. 68(3), pages 2250-2283, March.
More about this item
Keywords
bank branch; closures; lending relationship; matching;All these keywords.
JEL classification:
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
- D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design
NEP fields
This paper has been announced in the following NEP Reports:- NEP-BAN-2020-01-13 (Banking)
- NEP-EUR-2020-01-13 (Microeconomic European Issues)
- NEP-URE-2020-01-13 (Urban and Real Estate Economics)
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bdi:wptemi:td_1254_19. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://edirc.repec.org/data/bdigvit.html .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.