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The Mobile Phone, Information Sharing and Financial Sector Development in Africa: A Quantile Regressions Approach

Author

Listed:
  • Simplice A. Asongu

    (Yaoundé/Cameroon)

  • Nicholas M. Odhiambo

    (Pretoria, South Africa)

Abstract
This study investigates linkages between the mobile phone, information sharing offices (ISO) and financial sector development in 53 African countries for the period 2004-2011. ISO are private credit bureaus and public credit registries. The empirical evidence is based on contemporary and non-contemporary quantile regressions. Two main hypotheses are tested: mobile phones complement ISO to enhance the formal financial sector (Hypothesis 1) and mobile phones complement ISO to reduce the informal financial sector (Hypothesis 2). The hypotheses are largely confirmed. This research adds to the existing body of literature by engaging hitherto unexplored dimensions of financial sector development and investigating the role of mobile phones in information sharing for financial sector development.

Suggested Citation

  • Simplice A. Asongu & Nicholas M. Odhiambo, 2019. "The Mobile Phone, Information Sharing and Financial Sector Development in Africa: A Quantile Regressions Approach," CEREDEC Working Papers 19/016, Centre de Recherche pour le Développement Economique (CEREDEC).
    • Handle: RePEc:aby:wpaper:19/016
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    2. Gildas Dohba Dinga & Mamadou Asngar Thierry & Dobdinga Cletus Fonchamnyo & Ongo Nkoa Bruno Emmanuel & Giyoh Gideon Nginyu, 2024. "ICTs and Globalisation in the African Labour Market," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 15(2), pages 6079-6098, June.
    3. Ruoyun Liu & Zhan Wang & Stavros Sindakis & Saloome Showkat, 2024. "Unlocking Financial Inclusion Through ICT and Mobile Banking: A Knowledge-Based Analysis of Microfinance Institutions in Ghana," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 15(2), pages 9723-9755, June.
    4. Oscar Chiwira, 2022. "Financial Development, Integration, Inclusion, and Economic Growth: Co-Integrating Relationships and Threshold Analysis," Eurasian Journal of Economics and Finance, Eurasian Publications, vol. 10(1), pages 32-45.

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    Keywords

    Information sharing; Banking sector development; Africa;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G29 - Financial Economics - - Financial Institutions and Services - - - Other
    • L96 - Industrial Organization - - Industry Studies: Transportation and Utilities - - - Telecommunications
    • O40 - Economic Development, Innovation, Technological Change, and Growth - - Economic Growth and Aggregate Productivity - - - General
    • O55 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Africa

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