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Do Male and Female Loan Officers Differ in Small Business Lending? A Review of the Literature

In: The Economics of Small Businesses

Author

Listed:
  • Andrea Bellucci

    (Università di Urbino “Carlo Bo”)

  • Alexander Borisov

    (Indiana University at Bloomington)

  • Alberto Zazzaro

    (Università Politecnica delle Marche, and Money and Finance Research Group (MoFiR))

Abstract
In this chapter we review the academic literature on the role of loan officers in the loan origination process and lending relationships with small businesses. In particular, we focus on a recent stream of research which recognizes that loan officers – with their behavior, character and even emotions – are a key factor affecting the outcome of bank-firm relationships.

Suggested Citation

  • Andrea Bellucci & Alexander Borisov & Alberto Zazzaro, 2011. "Do Male and Female Loan Officers Differ in Small Business Lending? A Review of the Literature," Contributions to Economics, in: Giorgio Calcagnini & Ilario Favaretto (ed.), The Economics of Small Businesses, chapter 0, pages 195-219, Springer.
    • Handle: RePEc:spr:conchp:978-3-7908-2623-4_11
    DOI: 10.1007/978-3-7908-2623-4_11
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    Cited by:

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    2. Stefano Filomeni & Gregory F. Udell & Alberto Zazzaro, 2016. "Hardening Soft Information: How Far Has Technology Taken Us?," CSEF Working Papers 455, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy.
    3. Skała, Dorota & Weill, Laurent, 2018. "Does CEO gender matter for bank risk?," Economic Systems, Elsevier, vol. 42(1), pages 64-74.
    4. Wang, Xu & Deng, Shengliang & Alon, Ilan, 2021. "Women executives and financing pecking order of GEM-listed companies: Moderating roles of social capital and regional institutional environment," Journal of Business Research, Elsevier, vol. 136(C), pages 466-478.
    5. Nigmonov, Asror & Shams, Syed & Alam, Khorshed, 2024. "Liquidity risk in FinTech lending: Early impact of the COVID-19 pandemic on the P2P lending market," Emerging Markets Review, Elsevier, vol. 58(C).
    6. Fiona Wilson, 2016. "Making Loan Decisions in Banks: Straight from the Gut?," Journal of Business Ethics, Springer, vol. 137(1), pages 53-63, August.
    7. Bellucci, Andrea & Borisov, Alexander & Zazzaro, Alberto, 2010. "Does gender matter in bank-firm relationships? Evidence from small business lending," Journal of Banking & Finance, Elsevier, vol. 34(12), pages 2968-2984, December.

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    Keywords

    Loan officers; Small-business lending;

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