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An Empirical Study on the Impact of Microfinance on Women Empowerment: Evidence from West Bengal

Author

Listed:
  • Srimoyee Datta

    (Assistant Professor, Department of Management Science, Bengal Institute of Science & Technology, India.)

  • Tarak Nath Sahu

    (Assistant Professor, Department of Commerce with Farm Management, Vidyasagar University, India.)

Abstract
Empowerment especially for women is a very important term of economy. It always helps to make a step forward. For that, Microfinance Institutions (MFIs) are designed to reach the poor, especially women who needs to be empowered by providing various assistance programmes. Now the question arises which factors are really helping and how they are helping to enhance the empowerment level of the borrowers. This paper is an attempt to comprehend the role of MFIs and its associated factors towards empowerment in Paschim Medinipur district of West Bengal. It deals with primary data of 220 borrowers collected through structured questionnaire and personal observation from the specified area. To serve the objective, a cross sectional research with a structural questionnaire was conducted. Applying ordered logistic regression it has been observed that MFIs do act as a supportive tool for psychological, economic and social empowerment of women borrowers of the selected district.

Suggested Citation

  • Srimoyee Datta & Tarak Nath Sahu, 2017. "An Empirical Study on the Impact of Microfinance on Women Empowerment: Evidence from West Bengal," Indian Journal of Commerce and Management Studies, Educational Research Multimedia & Publications,India, vol. 8(3), pages 53-62, September.
    • Handle: RePEc:aii:ijcmss:v:08:y:2017:i:3:p:53-62
    DOI: 10.18843/ijcms/v8i3/08
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    References listed on IDEAS

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    4. Kandpal, Eeshani & Baylis, Kathy & Arends-Kuenning, Mary, 2013. "Measuring the effect of a community-level program on women's empowerment outcomes : evidence from India," Policy Research Working Paper Series 6399, The World Bank.
    5. Ashraf, Nava & Karlan, Dean & Yin, Wesley, 2010. "Female Empowerment: Impact of a Commitment Savings Product in the Philippines," World Development, Elsevier, vol. 38(3), pages 333-344, March.
    6. Fwamba Rashid & Matete John & Nasimiyu Consolatta & Sungwacha Stephen, 2015. "Impact of Microfinance Institutions on Economic Empowerment of Women Entrepreneurs in Developing Countries," International Journal of Management Science and Business Administration, Inovatus Services Ltd., vol. 1(10), pages 45-55, September.
    7. Angela Hung & Joanne Yoong & Elizabeth Brown, 2012. "Empowering Women Through Financial Awareness and Education," OECD Working Papers on Finance, Insurance and Private Pensions 14, OECD Publishing.
    8. Naila Kabeer, 1999. "Resources, Agency, Achievements: Reflections on the Measurement of Women's Empowerment," Development and Change, International Institute of Social Studies, vol. 30(3), pages 435-464, July.
    9. Ranjula Bali Swain & Fan Yang Wallentin, 2017. "The Impact of Microfinance on Factors Empowering Women: Differences in Regional and Delivery Mechanisms in India’s SHG Programme," Journal of Development Studies, Taylor & Francis Journals, vol. 53(5), pages 684-699, May.
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    Cited by:

    1. Shivangi Bhatia & Seema Singh, 2019. "Empowering Women Through Financial Inclusion: A Study of Urban Slum," Vikalpa: The Journal for Decision Makers, , vol. 44(4), pages 182-197, December.
    2. Shantanu Ghosh & Tarak Nath Sahu, 2021. "Financial inclusion and economic status of the states of India: An empirical evidence," Economic Notes, Banca Monte dei Paschi di Siena SpA, vol. 50(2), July.
    3. Shivangi Bhatia & Gaurav Dawar, 2024. "The Impact of Financial Inclusion on Social and Political Empowerment: Mediating Role of Economic Empowerment," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 15(3), pages 13727-13744, September.

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