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Assessing the Extent of Financial Inclusion Through Bank Office Expansion in Haryana

Author

Listed:
  • Rani Mamta

    (Chaudhary Devi Lal University, Department of Economics, Sirsa, India)

  • Siwach Manoj

    (Chaudhary Devi Lal University, Department of Economics, Sirsa, India)

Abstract
Subject and purpose of work: The study presents a comprehensive analysis of the banking sector in Haryana from 2007 to 2022. Materials and methods: The study is based on secondary data. The number of bank branches, deposits, and credits in the state are just a few economic indicators covered in the Statistical Abstract of Haryana. The compound growth rate is calculated to assess the growth of a bank. Results: The findings reveal a consistent rising trend in bank branches, credit and deposits of commercial banks. Notable trends include increasing bank branches, a surge in deposits and robust credit growth, indicating a dynamic and thriving banking sector. The Credit-Deposit ratio gradually increased from 2007 to 2011, reaching a peak in 2012 at 102.10%. Conclusions: The overall number of bank offices has increased dramatically due to the state’s growing financial sector. The steady expansion in bank branches indicates a sustained effort to improve accessibility and financial inclusion.

Suggested Citation

  • Rani Mamta & Siwach Manoj, 2024. "Assessing the Extent of Financial Inclusion Through Bank Office Expansion in Haryana," Economic and Regional Studies / Studia Ekonomiczne i Regionalne, Sciendo, vol. 17(1), pages 133-148, March.
    • Handle: RePEc:vrs:ecoreg:v:17:y:2024:i:1:p:133-148:n:7
    DOI: 10.2478/ers-2024-0007
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    More about this item

    Keywords

    commercial banks; deposits; credits; growth; financial inclusion; bank branches;
    All these keywords.

    JEL classification:

    • G50 - Financial Economics - - Household Finance - - - General

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