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A Survey of Research on Retail Central Bank Digital Currency

Author

Listed:
  • Mr. John Kiff
  • Jihad Alwazir
  • Sonja Davidovic
  • Aquiles Farias
  • Mr. Ashraf Khan
  • Mr. Tanai Khiaonarong
  • Majid Malaika
  • Mr. Hunter K Monroe
  • Nobu Sugimoto
  • HervĂ© Tourpe
  • Peter Zhou
Abstract
This paper examines key considerations around central bank digital currency (CBDC) for use by the general public, based on a comprehensive review of recent research, central bank experiments, and ongoing discussions among stakeholders. It looks at the reasons why central banks are exploring retail CBDC issuance, policy and design considerations; legal, governance and regulatory perspectives; plus cybersecurity and other risk considerations. This paper makes a contribution to the CBDC literature by suggesting a structured framework to organize discussions on whether or not to issue CBDC, with an operational focus and a project management perspective.

Suggested Citation

  • Mr. John Kiff & Jihad Alwazir & Sonja Davidovic & Aquiles Farias & Mr. Ashraf Khan & Mr. Tanai Khiaonarong & Majid Malaika & Mr. Hunter K Monroe & Nobu Sugimoto & HervĂ© Tourpe & Peter Zhou, 2020. "A Survey of Research on Retail Central Bank Digital Currency," IMF Working Papers 2020/104, International Monetary Fund.
    • Handle: RePEc:imf:imfwpa:2020/104
    as

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    File URL: http://www.imf.org/external/pubs/cat/longres.aspx?sk=49517
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