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Pension Participation and Uncovered Workers

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Abstract
The Obama Administration has proposed "Autho-IRAs" to boost pension coverage among those not currently offered a plan. Such a policy is seen to offer great potential, given that 60% of low-income workers currently offered a 401(k) choose to participate. However, these low-income workers with 401(k)s are different from their counterparts at firms that do not offer 401(k)s. Taking this difference into account, take-up among low-income workers could be as low as one third.

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  • Geoffrey Sanzenbacher & Nadia Karamcheva, 2010. "Pension Participation and Uncovered Workers," Issues in Brief ib2010-13, Center for Retirement Research, revised Aug 2010.
    • Handle: RePEc:crr:issbrf:ib2010-13
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    File URL: http://crr.bc.edu/briefs/pension-participation-and-uncovered-workers/
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