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SME Bank Financing, from a European Perspective

Author

Listed:
  • Karen van der Wiel
  • Andrei Dubovik
  • Fien van Solinge
Abstract
Bank loans continue to be the main source of external financing for small and medium-sized enterprises (SMEs), in both the Netherlands and other European countries. Businesses are using those loans for expansion, innovation or as working capital. But Dutch SMEs are applying for fewer bank loans, and those applications are often rejected by the banks. How does SME bank financing in the Netherlands relate to other European countries, and what are the reasons for the differences?

Suggested Citation

  • Karen van der Wiel & Andrei Dubovik & Fien van Solinge, 2019. "SME Bank Financing, from a European Perspective," EconPol Policy Brief 19, ifo Institute - Leibniz Institute for Economic Research at the University of Munich.
    • Handle: RePEc:ces:econpb:_19
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    File URL: https://www.ifo.de/DocDL/EconPol_Policy_Brief_19_DutchSMEs.pdf
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    Cited by:

    1. Spielberger, Lukas & Voss, Dustin, 2022. "Financial adjustment as a driver of growth model change: a balance-sheet approach to comparative political economy," LSE Research Online Documents on Economics 116034, London School of Economics and Political Science, LSE Library.

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