[go: up one dir, main page]

IDEAS home Printed from https://ideas.repec.org/a/wly/riskan/v29y2009i6p912-929.html
   My bibliography  Save this article

Policy Learning for Flood Mitigation: A Longitudinal Assessment of the Community Rating System in Florida

Author

Listed:
  • Samuel D. Brody
  • Sammy Zahran
  • Wesley E. Highfield
  • Sarah P. Bernhardt
  • Arnold Vedlitz
Abstract
Floods continue to inflict the most damage upon human communities among all natural hazards in the United States. Because localized flooding tends to be spatially repetitive over time, local decisionmakers often have an opportunity to learn from previous events and make proactive policy adjustments to reduce the adverse effects of a subsequent storm. Despite the importance of understanding the degree to which local jurisdictions learn from flood risks and under what circumstances, little if any empirical, longitudinal research has been conducted along these lines. This article addresses the research gap by examining the change in local flood mitigation policies in Florida from 1999 to 2005. We track 18 different mitigation activities organized into four series of activities under the Federal Emergency Management Agency's (FEMA) Community Rating System (CRS) for every local jurisdiction in Florida participating in the FEMA program on a yearly time step. We then identify the major factors contributing to policy changes based on CRS scores over the seven‐year study period. Using multivariate statistical models to analyze both natural and social science data, we isolate the effects of several variables categorized into the following groups: hydrologic conditions, flood disaster history, socioeconomic and human capital controls. Results indicate that local jurisdictions do in fact learn from histories of flood risk and this process is expedited under specific conditions.

Suggested Citation

  • Samuel D. Brody & Sammy Zahran & Wesley E. Highfield & Sarah P. Bernhardt & Arnold Vedlitz, 2009. "Policy Learning for Flood Mitigation: A Longitudinal Assessment of the Community Rating System in Florida," Risk Analysis, John Wiley & Sons, vol. 29(6), pages 912-929, June.
  • Handle: RePEc:wly:riskan:v:29:y:2009:i:6:p:912-929
    DOI: 10.1111/j.1539-6924.2009.01210.x
    as

    Download full text from publisher

    File URL: https://doi.org/10.1111/j.1539-6924.2009.01210.x
    Download Restriction: no

    File URL: https://libkey.io/10.1111/j.1539-6924.2009.01210.x?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Browne, Mark J & Hoyt, Robert E, 2000. "The Demand for Flood Insurance: Empirical Evidence," Journal of Risk and Uncertainty, Springer, vol. 20(3), pages 291-306, May.
    2. Warren Kriesel & Craig Landry, 2004. "Participation in the National Flood Insurance Program: An Empirical Analysis for Coastal Properties," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 71(3), pages 405-420, September.
    3. May, Peter J., 1992. "Policy Learning and Failure," Journal of Public Policy, Cambridge University Press, vol. 12(4), pages 331-354, October.
    4. David M. Drukker, 2003. "Testing for serial correlation in linear panel-data models," Stata Journal, StataCorp LP, vol. 3(2), pages 168-177, June.
    5. Fikret Berkes, 2007. "Understanding uncertainty and reducing vulnerability: lessons from resilience thinking," Natural Hazards: Journal of the International Society for the Prevention and Mitigation of Natural Hazards, Springer;International Society for the Prevention and Mitigation of Natural Hazards, vol. 41(2), pages 283-295, May.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Douglas S. Noonan & Xian Liu, 2019. "Heading for the Hills? Effects of Community Flood Management on Local Adaptation to Flood Risks," Southern Economic Journal, John Wiley & Sons, vol. 86(2), pages 800-822, October.
    2. Douglas S. Noonan & Abdul‐Akeem A. Sadiq, 2018. "Flood Risk Management: Exploring the Impacts of the Community Rating System Program on Poverty and Income Inequality," Risk Analysis, John Wiley & Sons, vol. 38(3), pages 489-503, March.
    3. Eugene Frimpong & Daniel R Petrolia & Ardian Harri & John H. Cartwright, 2020. "Flood Insurance and Claims: The Impact of the Community Rating System," Applied Economic Perspectives and Policy, John Wiley & Sons, vol. 42(2), pages 245-262, June.
    4. Qing Miao, 2019. "Are We Adapting to Floods? Evidence from Global Flooding Fatalities," Risk Analysis, John Wiley & Sons, vol. 39(6), pages 1298-1313, June.
    5. Osberghaus, Daniel & Reif, Christiane, 2021. "How do different compensation schemes and loss experience affect insurance decisions? Experimental evidence from two independent and heterogeneous samples," Ecological Economics, Elsevier, vol. 187(C).
    6. Noonan, Douglas S. & Sadiq, Abdul-Akeem, 2019. "Community-scale Flood Risk Management: Effects of a Voluntary National Program on Migration and Development," Ecological Economics, Elsevier, vol. 157(C), pages 92-99.
    7. Daniel R. Petrolia & Craig E. Landry & Keith H. Coble, 2013. "Risk Preferences, Risk Perceptions, and Flood Insurance," Land Economics, University of Wisconsin Press, vol. 89(2), pages 227-245.
    8. Frimpong, Eugene & Petrolia, Daniel & Harri, Ardian, 2018. "Does the Community Rating System Work? Evidence from Two Gulf Coast States," Working Papers 273014, Mississippi State University, Department of Agricultural Economics.
    9. Lee, Yoonjeong & Brody, Samuel D., 2018. "Examining the impact of land use on flood losses in Seoul, Korea," Land Use Policy, Elsevier, vol. 70(C), pages 500-509.
    10. Liu, Xian & Noonan, Douglas, 2022. "Building underwater: Effects of community-scale flood management on housing development," Journal of Housing Economics, Elsevier, vol. 57(C).
    11. Ann Carpenter, 2013. "Social ties, space, and resilience: Literature review of community resilience to disasters and constituent social and built environment factors," FRB Atlanta Community and Economic Development Discussion Paper 2013-02, Federal Reserve Bank of Atlanta.
    12. Carolyn Kousky & Howard Kunreuther, 2018. "Risk Management Roles of the Public and Private Sector," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 21(1), pages 181-204, March.
    13. Steve Jacob & Nathalie Schiffino, 2015. "Risk Policies in the United States: Definition and Characteristics Based on a Scoping Review of the Literature," Risk Analysis, John Wiley & Sons, vol. 35(5), pages 849-858, May.
    14. Frimpong, Eugene & Petrolia, Daniel & Harri, Ardian, 2017. "Community-level flood mitigation effects on household-level flood insurance and damage claims payments," Working Papers 254075, Mississippi State University, Department of Agricultural Economics.
    15. Alejandra Maldonado & Timothy W. Collins & Sara E. Grineski & Jayajit Chakraborty, 2016. "Exposure to Flood Hazards in Miami and Houston: Are Hispanic Immigrants at Greater Risk than Other Social Groups?," IJERPH, MDPI, vol. 13(8), pages 1-20, August.
    16. Abdul-Akeem Sadiq & Douglas Noonan, 2015. "Local capacity and resilience to flooding: community responsiveness to the community ratings system program incentives," Natural Hazards: Journal of the International Society for the Prevention and Mitigation of Natural Hazards, Springer;International Society for the Prevention and Mitigation of Natural Hazards, vol. 78(2), pages 1413-1428, September.
    17. Soto-Montes-de-Oca, Gloria & Bark, Rosalind & González-Arellano, Salomón, 2020. "Incorporating the insurance value of peri-urban ecosystem services into natural hazard policies and insurance products: Insights from Mexico," Ecological Economics, Elsevier, vol. 169(C).
    18. Qin Fan & Meri Davlasheridze, 2016. "Flood Risk, Flood Mitigation, and Location Choice: Evaluating the National Flood Insurance Program's Community Rating System," Risk Analysis, John Wiley & Sons, vol. 36(6), pages 1125-1147, June.
    19. Frimpong, Eugene & Petrolia, Daniel, 2016. "Community-level Flood Mitigation Effects on Household Flood Insurance and Damage Claims," 2016 Annual Meeting, February 6-9, 2016, San Antonio, Texas 230129, Southern Agricultural Economics Association.
    20. Michael Greenberg, 2011. "Risk analysis and port security: some contextual observations and considerations," Annals of Operations Research, Springer, vol. 187(1), pages 121-136, July.
    21. Carolyn Kousky, 2018. "Financing Flood Losses: A Discussion of the National Flood Insurance Program," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 21(1), pages 11-32, March.
    22. Zahran, Sammy & Weiler, Stephan & Brody, Samuel D. & Lindell, Michael K. & Highfield, Wesley E., 2009. "Modeling national flood insurance policy holding at the county scale in Florida, 1999-2005," Ecological Economics, Elsevier, vol. 68(10), pages 2627-2636, August.
    23. Yue ‘Gurt’ Ge & Michael K Lindell, 2016. "County planners’ perceptions of land-use planning tools for environmental hazard mitigation: A survey in the U.S. Pacific states," Environment and Planning B, , vol. 43(4), pages 716-736, July.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Zahran, Sammy & Weiler, Stephan & Brody, Samuel D. & Lindell, Michael K. & Highfield, Wesley E., 2009. "Modeling national flood insurance policy holding at the county scale in Florida, 1999-2005," Ecological Economics, Elsevier, vol. 68(10), pages 2627-2636, August.
    2. Howard Kunreuther & Erwann Michel-Kerjan, 2015. "Demand for fixed-price multi-year contracts: Experimental evidence from insurance decisions," Journal of Risk and Uncertainty, Springer, vol. 51(2), pages 171-194, October.
    3. Erwann O. Michel‐Kerjan & Carolyn Kousky, 2010. "Come Rain or Shine: Evidence on Flood Insurance Purchases in Florida," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 77(2), pages 369-397, June.
    4. Mark Browne & Christian Knoller & Andreas Richter, 2015. "Behavioral bias and the demand for bicycle and flood insurance," Journal of Risk and Uncertainty, Springer, vol. 50(2), pages 141-160, April.
    5. Craig E. Landry & Dylan Turner & Daniel Petrolia, 2021. "Flood Insurance Market Penetration and Expectations of Disaster Assistance," Environmental & Resource Economics, Springer;European Association of Environmental and Resource Economists, vol. 79(2), pages 357-386, June.
    6. C. Emdad Haque & Mahed-Ul-Islam Choudhury & Md. Sowayib Sikder, 2019. "“Events and failures are our only means for making policy changes”: learning in disaster and emergency management policies in Manitoba, Canada," Natural Hazards: Journal of the International Society for the Prevention and Mitigation of Natural Hazards, Springer;International Society for the Prevention and Mitigation of Natural Hazards, vol. 98(1), pages 137-162, August.
    7. Craig E. Landry & Mohammad R. Jahan‐Parvar, 2011. "Flood Insurance Coverage in the Coastal Zone," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 78(2), pages 361-388, June.
    8. James R. Meldrum, 2016. "Floodplain Price Impacts by Property Type in Boulder County, Colorado: Condominiums Versus Standalone Properties," Environmental & Resource Economics, Springer;European Association of Environmental and Resource Economists, vol. 64(4), pages 725-750, August.
    9. Daniel R. Petrolia & Joonghyun Hwang & Craig E. Landry & Keith H. Coble, 2015. "Wind Insurance and Mitigation in the Coastal Zone," Land Economics, University of Wisconsin Press, vol. 91(2), pages 272-295.
    10. Daniel R. Petrolia & Craig E. Landry & Keith H. Coble, 2013. "Risk Preferences, Risk Perceptions, and Flood Insurance," Land Economics, University of Wisconsin Press, vol. 89(2), pages 227-245.
    11. Garbarino, Nicola & Guin, Benjamin, 2021. "High water, no marks? Biased lending after extreme weather," Journal of Financial Stability, Elsevier, vol. 54(C).
    12. Adachi, Daisuke & Nakata, Hiroyuki & Sawada, Yasuyuki & Sekiguchi, Kunio, 2023. "Adverse selection and moral hazard in corporate insurance markets: Evidence from the 2011 Thailand floods," Journal of Economic Behavior & Organization, Elsevier, vol. 205(C), pages 376-386.
    13. Koen de Koning & Tatiana Filatova & Okmyung Bin, 2019. "Capitalization of Flood Insurance and Risk Perceptions in Housing Prices: An Empirical Agent‐Based Model Approach," Southern Economic Journal, John Wiley & Sons, vol. 85(4), pages 1159-1179, April.
    14. Yutaro Izumi & Hiroyuki Nakata & Yasuyuki Sawada & Kunio Sekiguchi, 2024. "Building Business Resilience to Disasters," CIRJE F-Series CIRJE-F-1223, CIRJE, Faculty of Economics, University of Tokyo.
    15. Bradt, Jacob T. & Kousky, Carolyn & Wing, Oliver E.J., 2021. "Voluntary purchases and adverse selection in the market for flood insurance," Journal of Environmental Economics and Management, Elsevier, vol. 110(C).
    16. Ashu Tiwari & Archana Patro, 2018. "Memory, Risk Aversion, and Nonlife Insurance Consumption: Evidence from Emerging and Developing Markets," Risks, MDPI, vol. 6(4), pages 1-17, December.
    17. Franz Sinabell & Thomas Url, 2006. "Versicherungen als effizientes Mittel zur Risikotragung von Naturgefahren," WIFO Studies, WIFO, number 28181.
    18. Fan-chin Kung & Haiyong Liu, 2019. "Underinsurance Caused by Uninsurable Losses in the Public Goods and Personal Assets," Review of Economics & Finance, Better Advances Press, Canada, vol. 15, pages 14-22, February.
    19. Martin Achtnicht & Daniel Osberghaus, 2019. "The Demand for Index‐Based Flood Insurance in a High‐Income Country," German Economic Review, Verein für Socialpolitik, vol. 20(2), pages 217-242, May.
    20. Atreya, Ajita & Ferreira, Susana & Michel-Kerjan, Erwann, 2015. "What drives households to buy flood insurance? New evidence from Georgia," Ecological Economics, Elsevier, vol. 117(C), pages 153-161.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:wly:riskan:v:29:y:2009:i:6:p:912-929. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Wiley Content Delivery (email available below). General contact details of provider: https://doi.org/10.1111/(ISSN)1539-6924 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.