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Economic and Banking Environment in Romania and E.U

Author

Listed:
  • NICOLETA GEORGETA PANAIT

    (Economic Sciences Department, Faculty of Economic Sciences, 185 Calea Văcărești, 4th District, Bucharest code: 040051, “Nicolae Titulescu” University, Bucharest, Romania)

Abstract
The study presents the overall picture of Europe's economic prospects, strained relations within the European area. Also presents the evolution of the banking system in Romania in the context of situations in Europe, which returned to profit and record high levels of solvency and liquidity, while the NPL ratio continued to decline. Due to the difficulty of forecasting medium business, and to the macroeconomic context, banks avoid risk taking associated finance investment projects in the long term, preferring financing in the medium term, so that more than half of home loans granted in Romania are for term funding short and medium..

Suggested Citation

  • Nicoleta Georgeta Panait, 2016. "Economic and Banking Environment in Romania and E.U," Global Economic Observer, "Nicolae Titulescu" University of Bucharest, Faculty of Economic Sciences;Institute for World Economy of the Romanian Academy, vol. 4(1), pages 72-76, May.
    • Handle: RePEc:ntu:ntugeo:vol4-iss1-16-072
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    File URL: http://www.globeco.ro/wp-content/uploads/vol/split/vol_4_no_1/geo_2016_vol4_no1_art_008.pdf
    File Function: First version, 2016
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