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Credit Program Participation and Child Schooling in Rural Malawi

Author

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  • Shimamura, Yasuharu
  • Lastarria-Cornhiel, Susana
Abstract
Summary We evaluate the impact of agricultural credit program participation on children's school attendance in rural Malawi. Our paired-site sampling survey reveals that credit uptake decreased school attendance by young girl children. This finding raises concerns that young girl children are exploited as child labor, either at home or in the field, when working adults become more involved in income-generating activities financed by credit. The data, however, do not show clear evidence for young girls staying at home to do household chores or working in the fields in households that obtained credit, but instead find simultaneous occurrence between attending school and taking responsibilities for domestic chores by young children. It would appear, therefore, that credit uptake delays the realization of this concurrence among young girl children and leads to delayed school enrollment.

Suggested Citation

  • Shimamura, Yasuharu & Lastarria-Cornhiel, Susana, 2010. "Credit Program Participation and Child Schooling in Rural Malawi," World Development, Elsevier, vol. 38(4), pages 567-580, April.
    • Handle: RePEc:eee:wdevel:v:38:y:2010:i:4:p:567-580
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    References listed on IDEAS

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    7. Williams, Eunice Mueni & Padmadas, Sabu S. & Väisänen, Heini, 2024. "Falling behind in school: Mother’s economic empowerment and its association with children’s grade progression in Malawi," International Journal of Educational Development, Elsevier, vol. 106(C).
    8. Vimefall, Elin, 2015. "Income diversification and working children," Working Papers 2015:8, Örebro University, School of Business.
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    12. Jinnat Ara & Dipanwita Sarkar & Jayanta Sarkar, 2021. "Like mother like daughter? Occupational mobility among children under asset transfer program in Bangladesh," QuBE Working Papers 061, QUT Business School.
    13. van Rooyen, C. & Stewart, R. & de Wet, T., 2012. "The Impact of Microfinance in Sub-Saharan Africa: A Systematic Review of the Evidence," World Development, Elsevier, vol. 40(11), pages 2249-2262.
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    15. Abbas Ali Chandio & Yuansheng Jiang & Abdul Rehman, 2018. "Credit margin of investment in the agricultural sector and credit fungibility: the case of smallholders of district Shikarpur, Sindh, Pakistan," Financial Innovation, Springer;Southwestern University of Finance and Economics, vol. 4(1), pages 1-10, December.
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    18. Mwale, Martin Limbikani, 2022. "Unintended consequences of farm input subsidies: women’s contraceptive usage and knock-on effects on children," MPRA Paper 112689, University Library of Munich, Germany.
    19. Bhuiya, Mohammad Monzur Morshed & Khanam, Rasheda & Rahman, Mohammad Mafizur & Nghiem, Son, 2019. "Microcredit participation and child schooling in rural Bangladesh: Evidence from a cross-sectional survey," Economic Analysis and Policy, Elsevier, vol. 64(C), pages 293-301.
    20. Fumagalli, Laura & Martin, Thomas, 2023. "Child labor among farm households in Mozambique and the role of reciprocal adult labor," World Development, Elsevier, vol. 161(C).
    21. Meishan Jiang & Krishna P. Paudel & Fan Zou, 2020. "Do Microcredit Loans Do What They Are Intended To Do? A Case Study of the Credit Village Microcredit Programme in China," Journal of International Development, John Wiley & Sons, Ltd., vol. 32(5), pages 763-792, July.
    22. Roxana Elena Manea, 2020. "School Feeding Programmes, Education and Food Security in Rural Malawi," CIES Research Paper series 63-2020, Centre for International Environmental Studies, The Graduate Institute.

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