Innovis

This article has multiple issues. Please help improve it or discuss these issues on the talk page. (Learn how and when to remove these messages) Some of this article's listed sources may not be reliable. Please help improve this article by looking for better, more reliable sources. Unreliable citations may be challenged and removed. (February 2012) (Learn how and when to remove this message) This article needs additional citations for verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. Find sources: "Innovis" – news · newspapers · books · scholar · JSTOR (July 2015) (Learn how and when to remove this message) The topic of this article may not meet Wikipedia's notability guidelines for companies and organizations. Please help to demonstrate the notability of the topic by citing reliable secondary sources that are independent of the topic and provide significant coverage of it beyond a mere trivial mention. If notability cannot be shown, the article is likely to be merged, redirected, or deleted. Find sources: "Innovis" – news · newspapers · books · scholar · JSTOR (April 2016) (Learn how and when to remove this message) (Learn how and when to remove this message)

Innovis

Traded as	Private
Industry	Credit bureau
Founded	1970; 54 years ago (1970)
Headquarters	Columbus, Ohio, United States
Area served	United States
Parent	CBC Companies
Website	Official website

Innovis is the credit reporting division of CBC Companies and is considered the fourth largest consumer credit reporting agency in the United States, behind the “big three” Experian, TransUnion, and Equifax. Based in Columbus, Ohio, the company offers services like fraud protection, credit information, identity verification, and receivables management. ^[1][2]

Innovis is a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon, refer to the company by the name "Innovis", or simply state that they report to "all four credit agencies".^[3]

This section needs expansion. You can help by adding to it. (March 2020)

Innovis began as ACB Services, founded by Associated Credit Bureaus (ACB) in 1970.^[4]

In 1989, ACB Services was purchased and renamed Consumers Credit Associates (CCA). First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999.^[5][6]

Although they have the same parent company, Innovis is different than CBCInnovis, which merged with mortgage credit-reporting agency, Factual Data, in 2019.^[7][8]

• Identity verification^[9]
• Receivables management
• Fraud and identity theft prevention^[9]
• Consumer Reports

The company's credit reports contain your personal information and credit history.^[2] It does not include your credit score.^[2] Their reports are most often used for pre-screened marketing offers.^[2] Their services are also used by cell phone service providers.^[2]

Innovis also collects non-traditional credit information like rent payments, magazine subscriptions and utility bills.^[10]

Under the direction of Bruce Nixon, president of Innovis, the company launched the FailSafe Fraud Suite, which provides multi-layer authentication that works to identify abnormal patterns of behavior in an effort to fight fraud.^[11]

• Official website