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Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico. (2013). Zinman, Jonathan ; Karlan, Dean.
In: Working Papers.
RePEc:egc:wpaper:1024.

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Cited: 7

Citations received by this document

Cites: 16

References cited by this document

Cocites: 50

Documents which have cited the same bibliography

Coauthors: 0

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Citations received by this document

  1. The Effects of Higher Bank Capital Requirements on Credit in Peru. (2018). Vardy, Felix ; Martinez Peria, Maria ; Ratnovski, Lev ; Presbitero, Andrea F ; Jutrsa, David ; Fang, Xiang.
    In: IMF Working Papers.
    RePEc:imf:imfwpa:2018/222.

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  2. .

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  3. Reading the Fine Print: Information Disclosure in the Brazilian Credit Card Market. (2016). Ferman, Bruno.
    In: Management Science.
    RePEc:inm:ormnsc:v:62:y:2016:i:12:p:3534-3548.

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  4. Experimental Evidence on Credit Constraints. (2016). Bando, Rosangela ; Uribe, Claudia .
    In: IDB Publications (Working Papers).
    RePEc:idb:brikps:7491.

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  5. How Much do Existing Borrowers Value Microfinance? Evidence from an Experiment on Bundling Microcredit and Insurance. (2014). Hornbeck, Richard ; Duflo, Esther ; Banerjee, Abhijit.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:20477.

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  6. Group versus individual liability: Short and long term evidence from Philippine microcredit lending groups. (2014). Karlan, Dean ; Gine, Xavier.
    In: Journal of Development Economics.
    RePEc:eee:deveco:v:107:y:2014:i:c:p:65-83.

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  7. (Measured) Profit is Not Welfare: Evidence from an Experiment on Bundling Microcredit and Insurance. (2014). Hornbeck, Richard ; Banerjee, Abhijit ; Duflo, Esther.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:10146.

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References

References cited by this document

  1. ———. 2009. “Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment.” Econometrica 77 (6): 1993– 2008.
    Paper not yet in RePEc: Add citation now
  2. ———. 2013. “Price and Control Elasticities of Demand for Savings.” Working Paper.
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  3. Alessie, R., S. Hochguertel, and G. Weber. 2005. “Consumer Credit: Evidence from Italian Micro Data.” Journal of the European Economic Association 3 (1): 144–78.

  4. Angelucci, Manuela, Dean Karlan, and Jonathan Zinman. 2013. “Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco.” Working Paper.

  5. Armendariz de Aghion, Beatriz, and Jonathan Morduch. 2010. The Economics of Microfinance. 2nd ed. Cambridge, MA: MIT Press.
    Paper not yet in RePEc: Add citation now

  6. Attanasio, Orazio, and Guglielmo Weber. 2010. “Consumption and Saving: Models of Intertemporal Allocation and Their Implications for Public Policy.” Journal of Economic Literature 48 (3): 693–751.

  7. Attanasio, Orazio, Pinelope Goldberg, and Ekaterini Kyriazidou. 2008. “Credit Constraints In The Market For Consumer Durables: Evidence From Micro Data On Car Loans.” International Economic Review 49 (2). International Economic Review: 401–436.

  8. Ausubel, Lawrence M. 1999. “Adverse Selection in the Credit Card Market.” Mimeo, University of Maryland.
    Paper not yet in RePEc: Add citation now

  9. Bengtsson, Niklas, and Jan Pettersson. 2012. “The Outreach and Sustainability of Microfnance: Is There a Tradeoff?” Working Paper.

  10. Dehejia, Rajeev, Heather Montgomery, and Jonathan Morduch. 2012. “Do Interest Rates Matter? Credit Demand in the Dhaka Slums.” Journal of Development Economics 97 (2): 437–449.

  11. Gross, David B, and Nicholas S Souleles. 2002. “Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data.” The Quarterly Journal of Economics 117 (1): 149–85.

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  13. Karlan, Dean, and Jonathan Morduch. 2009. “Access to Finance.” In Handbook of Development Economics. Vol. 5. Edited by Dani Rodrik Mark Rosenzweig. Elsevier.
    Paper not yet in RePEc: Add citation now

  14. Karlan, Dean, and Jonathan Zinman. 2008. “Credit Elasticities in Less Developed Economies: Implications for Microfinance.” American Economic Review 98 (3).

  15. Panel B: Equation (2) Treatment effect Low Interest Rate 73.28 106.5** -33.25 (92.99) (44.76) (73.34) Treatment effect Low Interest Rate (Year 1) 22.29 95.99* -74.36 (177.8) (57.08) (132.9) Treatment effect Low Interest Rate (Year 2) 95.59 159.6** -63.53 (213.6) (79.73) (152.3) Treatment effect Low Interest Rate (Year 3) 213.6 226.4** -12.41 (253.1) (92.72) (178.1) Treatment effect estimated by: Low*Post Low*Post* Year Low*Post Low*Post* Year Low*Post Low*Post* Year Control for low interest rate branch y y y y y y Fixed effects for month-year y y y y y y Fixed effects for region n n n n n n Includes controls for values of dependent variable in pre-treatment months (March & April 2007) n n n n n n Includes pre-treatment observations y y y y y y Mean of dependent variable for high-rate regions (treatment period) N
    Paper not yet in RePEc: Add citation now
  16. Rosenberg, Richard. 2002. “Microcredit Interest Rates.” Consultative Group to Assist the Poor Occasional Paper (1) (November).
    Paper not yet in RePEc: Add citation now

Cocites

Documents in RePEc which have cited the same bibliography

  1. Subsidize or Not: The Competition of Credit Card and Online Credit in Platform-based Supply Chain System. (2023). Dong, YU ; Zha, Yong ; Li, Quan.
    In: European Journal of Operational Research.
    RePEc:eee:ejores:v:305:y:2023:i:2:p:644-658.

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  2. Measuring the welfare cost of asymmetric information in consumer credit markets. (2022). Yannelis, Constantine ; Tang, Huan ; Defusco, Anthony A.
    In: Journal of Financial Economics.
    RePEc:eee:jfinec:v:146:y:2022:i:3:p:821-840.

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  3. Voluntary minimum repayments and borrower heterogeneity: Evidence from revolving consumer credit. (2022). Noth, Markus ; Lukas, Moritz.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:135:y:2022:i:c:s0378426621003071.

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  4. Effects of interest rate caps on microcredit: evidence from a natural experiment in Bolivia. (2020). Garron, Ignacio ; Villegas, Alejandra ; Roa, Maria Jose.
    In: Development Research Working Paper Series.
    RePEc:adv:wpaper:202003.

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  5. Who Founds? An Analysis of University and Corporate Startup Entrepreneurs Based on Danish Register Data. (2019). Kaiser, Ulrich ; Kuhn, Johan Moritz .
    In: IZA Discussion Papers.
    RePEc:iza:izadps:dp12191.

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  6. The impact of interest rate ceilings on households’ credit access: Evidence from a 2013 Chilean legislation. (2019). Madeira, Carlos.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:106:y:2019:i:c:p:166-179.

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  7. Relative prices and product substitution: Evidence from shocks to consumer credit interest rates. (2019). Lukas, M.
    In: Journal of Behavioral and Experimental Finance.
    RePEc:eee:beexfi:v:21:y:2019:i:c:p:39-49.

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  8. The impact of interest rate ceilings on households’ credit access: evidence from a 2013 Chilean legislation. (2019). Madeira, Carlos.
    In: Working Papers Central Bank of Chile.
    RePEc:chb:bcchwp:840.

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  9. La demanda de crédito de las personas: el RCC conoce a la ENAHO. (2018). Cespedes Reynaga, Nikita.
    In: Monetaria.
    RePEc:cml:moneta:v:vi:y:2018:i:1:p:107-145.

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  10. Are lenders using risk-based pricing in the consumer loan market? The effects of the 2008 crisis. (2018). Magri, Silvia.
    In: Temi di discussione (Economic working papers).
    RePEc:bdi:wptemi:td_1164_18.

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  11. Estimating interest rate elasticities in consumer credit. (2017). Lukas, Moritz.
    In: Economics Letters.
    RePEc:eee:ecolet:v:156:y:2017:i:c:p:155-158.

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  12. La demanda de crédito a nivel de personas: RCC conoce a ENAHO. (2017). Cespedes Reynaga, Nikita.
    In: Working Papers.
    RePEc:apc:wpaper:2017-107.

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  13. The Interest Rate Elasticity of Mortgage Demand: Evidence from Bunching at the Conforming Loan Limit. (2017). DeFusco, Anthony ; Paciorek, Andrew .
    In: American Economic Journal: Economic Policy.
    RePEc:aea:aejpol:v:9:y:2017:i:1:p:210-40.

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  14. Commitment and Borrower Heterogeneity: Evidence from Revolving Consumer Credit. (2016). Lukas, Moritz ; Noth, Markus.
    In: Annual Conference 2016 (Augsburg): Demographic Change.
    RePEc:zbw:vfsc16:145870.

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  15. Usury laws and Private Credit in Lima, Peru. Evidence from notarized contracts. (2016). Zegarra, Luis.
    In: Working Papers.
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  16. Determinants of consumer credit within a debt constrained framework. Evidence from microdata. (2015). Cardona-Sosa, Lina ; Arango Thomas, Luis.
    In: BORRADORES DE ECONOMIA.
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  17. Does Loan Maturity Matter in Risk-Based Pricing? Evidence from Consumer Loan Data. (2015). Kuvikova, Gabriela .
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  18. Determinants of consumer credit within a constrained framework: evidence from Colombian microdata. (2015). Cardona-Sosa, Lina ; Arango Thomas, Luis.
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  19. The Interest Rate Elasticity of Mortgage Demand: Evidence From Bunching at the Conforming Loan Limit. (2014). DeFusco, Anthony ; Paciorek, Andrew D..
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  20. Interest Rates and Informational Issues in the Credit Market: Experimental Evidence from Brazil. (2014). Lucinda, Claudio ; de Lucinda, Claudio Ribeiro ; Vieira, Rodrigo Luiz .
    In: World Development.
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  21. Banks’ Financial Distress, Lending Supply and Consumption Expenditure. (2014). Damar, Evren ; Mordel, Adi ; Group, Reint .
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  22. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico. (2013). Zinman, Jonathan ; Karlan, Dean.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:19106.

    Full description at Econpapers || Download paper

  23. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico. (2013). Zinman, Jonathan ; Karlan, Dean.
    In: Working Papers.
    RePEc:egc:wpaper:1024.

    Full description at Econpapers || Download paper

  24. Identifying multiple regimes in the model of credit to households. (2013). Serwa, Dobromił.
    In: International Review of Economics & Finance.
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  25. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico. (2013). Zinman, Jonathan ; Karlan, Dean.
    In: Working Papers.
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  26. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico. (2013). Zinman, Jonathan ; Karlan, Dean.
    In: CEPR Discussion Papers.
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  27. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico-Working Paper 331. (2013). Zinman, Jonathan ; Karlan, Dean ; Dean Karlan, Jonathan Zinman, .
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  28. Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico. (2013). Zinman, Jonathan ; Karlan, Dean S.
    In: Center Discussion Papers.
    RePEc:ags:yaleeg:150381.

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  29. Do interest rates matter? Credit demand in the Dhaka slums. (2012). Morduch, Jonathan ; Montgomery, Heather ; Dehejia, Rajeev.
    In: Journal of Development Economics.
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  30. Using Bounds to Investigate Household Debt Repayment Behaviour. (2012). Padula, Mario ; Grant, Charles.
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  31. Subprime Consumer Credit Demand: Evidence from a Lenders Pricing Experiment. (2012). Alan, Sule ; Loranth, Gyongyi.
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  32. The Effects of Usury Laws: Evidence from the Online Loan Market. (2012). Rigbi, Oren.
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  34. An Experimental Analysis of the Brazilian Personal Credit Market. (2011). Lucinda, Claudio ; de Lucinda, Claudio Ribeiro ; Vieira, Rodrigo Luiz .
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  35. Subprime consumer credit demand: evidence from a lenders pricing experiment. (2011). Alan, Sule ; Loranth, Gyongyi ; Dumitrescu, Ruxandra .
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  36. Subprime Consumer Credit Demand: Evidence from a Lender?sPricing Experiment. (2011). Alan, Sule ; Loranth, Gyongyi ; Dumitrescu, Ruxandra .
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  37. Consumption and Saving: Models of Intertemporal Allocation and Their Implications for Public Policy. (2010). Weber, Guglielmo ; Attanasio, Orazio.
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  38. Intertemporal Consumption and Credit Constraints: Does Total Expenditure Respond to an Exogenous Shock to Credit?. (2010). Leth-Petersen, Søren.
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  39. Explaining the nonlinear effects of financial development on economic growth. (2009). Hung, Fu-Sheng.
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  40. Household debt and credit: Economic issues and data problems. (2007). Bertola, Giuseppe ; Hochguertel, Stefan.
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  41. Bounds on repayment behavior: evidence for the consumer credit market. (2007). Padula, Mario ; Grant, Charles.
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  43. Does the Good Matter? Evidence on Moral Hazard and Adverse Selection from Consumer Credit Market. (2007). Bičáková, Alena.
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  44. Credit Elasticities in Less-Developed Economies: Implications for Microfinance. (2007). Zinman, Jonathan ; Karlan, Dean.
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  45. Household Debt and Credit: Economic Issues and Data Problems. (2007). Hochguertel, Stefan ; Bertola, Giuseppe.
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  46. Informal Credit Markets, Judicial Costs and Consumer Credit: Evidence from Firm Level Data. (2006). Padula, Mario ; Grant, Charles.
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  47. The impact of mortgage interest-rate subsidies on household borrowing. (2006). Villanueva, Ernesto ; Martins, Nuno C..
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  48. Elasticities of demand for consumer credit. (2005). Zinman, Jonathan ; Karlan, Dean.
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  49. Elasticities of Demand for Consumer Credit. (2005). Zinman, Jonathan ; Karlan, Dean.
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  50. Elasticities of Demand for Consumer Credit. (2005). Zinman, Jonathan ; Karlan, Dean S.
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