Afriat, S., 1972. “Efficiency estimates of production functions.†International Economic Review, 8, 568–598.
Agarwal, S., and B. Mazdumer, 2013. “Cognitive abilities and household financial decision making.†American Economic Journal: Applied Economics, 5 (1), 193–207.
Andersen, S., G. W. Harrison, M. I. Lau, and E. E. Rutstrom, 2008. “Eliciting risk and time preferences.†Econometrica, 76 (3), 583–618.
Andreoni, J. and C. Sprenger, 2012a. “Estimating time preferences from convex time budgets.†American Economic Review, 102 (7), 3333–3356.
Andreoni, J. and C. Sprenger, 2012b. “Risk preferences are not time preferences.†American Economic Review, 102 (7), 3357–3376.
Andreoni, J., M. Kuhn, and C. Sprenger, 2013. “On measuring time preferences.†NBER Working Paper No. 19392.
Augenblick, N., M. Niederle, and C. Sprenger, 2013. “Working over time: Dynamic inconsistency in real effort tasks.†NBER Working Paper No. 18734.
- Baumeister, R. F., K. D. Vohs, and D. M. Tice, 2007. “The strength model of selfcontrol. †Current Directions in Psychological Science, 16 (6), 351–355.
Paper not yet in RePEc: Add citation now
Becchetti, L., S. Caiazza, and D. Coviello, 2013. “Financial education and investment attitudes in high schools: evidence from a randomized experiment.†Applied Financial Economics, 23 (10), 817–836.
Becker, G. S. and C. B. Mulligan, 1997. “The endogenous determination of time preference.†Quarterly Journal of Economics, 112 (3), 729–758.
Benhabib, J., A. Bisin, and A. Schotter, 2010. “Present-bias, quasi-hyperbolic discounting, and fixed costs.†Games and Economic Behavior, 69 (2), 205–223.
- Berry, J., D. Karlan, and M. Pradhan, 2013. “Social or financial: What to focus on in youth financial literacy training?†Unpublished manuscript.
Paper not yet in RePEc: Add citation now
Bettinger, E. and R. Slonim, 2007. “Patience among children.†Journal of Public Economics, 91, 343–363.
Brown, A. L., Z. K. Chua, and C. F. Camerer, 2009. “Learning and visceral temptation in dynamic saving experiments.†Quarterly Journal of Economics, 124 (1), 197–231.
Brown, M., W. van der Klaauw, J. Wen, and B. Zafar, 2013. “Financial education and the debt behavior of the young.†Federal Reserve Bank of New York Staff Report No. 634.
Browning, M., T. C. Crossley, and J. Winter, 2014. “The measurement of household consumption expenditures.†Annual Review of Economics, forthcoming.
- Bruhn, M., L. de Souza Leao, A. Legovini, R. Marchetti, and B. Zia, 2013. “Financial education and behavior formation: Large scale experimental evidence from Brazil.†World Bank Policy Research Working Paper 6723.
Paper not yet in RePEc: Add citation now
Carvalho, L. S., S. Meier, and S. W. Wang, 2014. “Poverty and economic decisionmaking: Evidence from changes in financial resources at payday.†Unpublished manuscript.
Carvalho, L. S., S. Prina, and J. Sydnor, 2014. “The effect of saving on risk attitudes and intertemporal choices.†Unpublished manuscript.
Castillo, M., P. Ferraro, J. Jordan, and R. Petrie, 2011. “The today and tomorrow of kids: Time preferences and educational outcomes of children.†Journal of Public Economics, 95, 1377–1385.
CFPB, 2013. “Navigating the market: A comparison of spending on financial education and financial marketing.†Cole, S., T. Sampson, and B. Zia, 2011. “Prices or knowledge? What drives demand for financial services in emerging markets?†Journal of Finance, 66 (6), 1933–1967.
Chabris C. F., D. Laibson, C. L. Morris, J. P. Schuldt, D. Taubinsky, 2008. “Individual laboratory-measured discount rates predict field behavior.†Journal of Risk and Uncertainty, 37, 237–269.
- Chabris, C. F., D. Laibson, and J. P. Schuldt, 2008. “Intertemporal choice.†In S. Durlauf and L. Blume (eds.), The New Palgrave Dictionary of Economics (2nd ed.), London: Palgrave Macmillan.
Paper not yet in RePEc: Add citation now
Choi, S., S. Kariv, W. M uller, and D. Silverman, 2014. “Who is (more) rational?†American Economic Review, 104 (6), 1518-50.
Coller, M. and M. B. Williams, 1999. “Eliciting individual discount rates.†Experimental Economics, 2, 107–127.
Dustmann, C., 2004. “Parental background, secondary school track choice, and wages.†Oxford Economic Papers, 56 (2), 209–230.
Frederick, S., G. Loewenstein, and T. O’Donoghue, 2002. “Time discounting and time preference: A critical overview.†Journal of Economic Literature, 40 (2), 351–401.
- Frey, A., P. Taskinen, K. Schuette, M. Prenzel, C. Artelt, J. Baumert, W. Blum, M. Hammann, E. Klieme, R. Prekun, 2009.PISA 2006 Skalenhandbuch: Dokumentation der Erhebungsinstrumente. Waxmann.
Paper not yet in RePEc: Add citation now
- Gerardi, K., L. Goette, and S. Meier, 2013. “Numerical ability predicts mortgage default.†Proceedings of the National Academy of Sciences, 110 (28), 11267–11271.
Paper not yet in RePEc: Add citation now
Gine, X., J. Goldberg, D. Silverman, and D. Yang, 2012. “Revising commitments: Field evidence on the adjustment of prior choices.†NBER Working Paper No. 18065.
Hanushek, E. A. and L. Woessmann, 2011. “The economics of international differences in educational achievement.†In E. A. Hanushek, S. Machin and L. Woessmann (eds.), Handbook of the Economics of Education, Vol. 3, Amsterdam: North Holland, 89–200.
Harless, D. W. and C. F. Camerer, 1994. “The predictive utility of generalized expected utility theories.†Econometrica, 62 (6), 1251–1289.
Hastings, J. S., B. C. Madrian, and W. L. Skimmyhorn, 2012. “Financial literacy, financial education, and economic outcomes.†NBER Working Paper No. 18412.
Heckman, J. J. and T. Kautz, 2013. “Fostering and measuring skills: Interventions that improve character ad cognition.†NBER Working Paper 19656.
- Heller, K.A., Kratzmeier, H. and A. Lengfelder, 1998. Matrizen-Test-Manual, Bd. 1. Ein Handbuch zu den Standard Progressive Matrices von J. C. Raven. G ottingen: Beltz-Testgesellschaft.
Paper not yet in RePEc: Add citation now
- Johnson, S. B., M. P. Ha, R. W. Blum, and J. N. Giedd, 2009. “Adolescent maturity and the brain: The promise and pitfalls of neuroscience research in adolescent health policy.†Journal of Adolescent Health, 45 (3), 216–221.
Paper not yet in RePEc: Add citation now
Kuhn, M. A., P. Kuhn, and M. C. Villeval, 2013. “Self control and intertemporal choice: Evidence from glucose and depletion interventions.†Working Paper.
Laibson, D., 1997. “Golden eggs and hyperbolic discounting.†Quarterly Journal of Economics, 112 (2), 443–478.
Laibson, D., Repetto, A. and J. Tobacman, 1998. “Self-control and saving for retirement â€. Brookings Papers on Economic Activity, 1, 91–196.
Loomes, G., P. G. Moffatt, and R. Sugden, 2002. “A microeconometric test of alternative stochastic theories of risky choice.†Journal of Risk and Uncertainty, 24 (2), 103–130.
- Luce, D., 1959. Individual choice behavior. New York: John Wiley & Sons. L
Paper not yet in RePEc: Add citation now
Lusardi, A. and O. S. Mitchell, 2014. “The economic importance of financial literacy: Theory and evidence†Journal of Economic Literature, 52 (1), 5–44.
Lynch Jr., J. G., D. Fernandes, and R. G. Netemeyer, 2014. “Financial literacy, financial education, and downstream financial behaviors.†Management Science, forthcoming.
Meier, S. and C. Sprenger, 2010. “Present-biased preferences and credit card borrowing â€. American Economic Journal: Applied Economics, 2 (1), 193–210.
Meier, S. and C. Sprenger, 2013. “Discounting financial literacy: time preferences and participation in financial education programsâ€. Journal of Economic Behavior and Organization, 95, 159–174.
- Nurmi, J. E., 1991. “How do adolescents see their future? A review of the development of future orientation and planningâ€, Developmental Review, 11, 1–59.
Paper not yet in RePEc: Add citation now
- Raven, J., 1989. “The Raven Progressive Matrices: A review of national norming studies and ethnic and socioeconomic variations within the United States.†Journal of Educational Measurement, 26(1), 1–16.
Paper not yet in RePEc: Add citation now
- Samuelson, P. A., 1937. “A note on measurement of utility.†Review of Economic Studies, 4 (2), 155–161.
Paper not yet in RePEc: Add citation now
Skimmyhorn, W., 2013. “Assessing financial education: Evidence from a personal financial management course.†Working paper.
- Strotz, R. H., 1956. “Myopia and inconsistency in dynamic utility maximization.†Review of Economic Studies, 165–180.
Paper not yet in RePEc: Add citation now
Sutter, M., M. G. Kocher, D. Gl atzle-R utzler, and S. T. Trautmann, 2013. “Impatience and uncertainty: Experimental decisions predict adolescents’ field behavior.†American Economic Review, 103 (1), 510–531.
Tanaka, T., C. F. Camerer, and Q. Nguyen, 2010. “Risk and time preferences: linking experimental and household survey data from Vietnam.†American Economic Review, 100 (1), 557–571.
uhrmann, M., M. Serra-Garcia, and J. Winter, 2013. “Teaching teenagers in finance: Does it work?†Munich Discussion Paper 2012–24.
van Rooij, M., A. Lusardi and R. Alessie, 2011. “Financial literacy and stock market participationâ€. Journal of Financial Economics, 101, 449–472.
Wooldridge, J., 2001. Econometric Analysis of Cross Section and Panel Data. The MIT Press, first edition.