Alm, J and Follain, J R (1984), `Alternative mortgage instruments, the tilt problem and consumer welfare, Journal of Financial and Quantitative Analysis, Vol. 19, pages 113-26.
Benati, L (2004), `Evolving post-world war II U.K. economic performance, Journal of Mon~y, Credit and Banking, Vol. 36, No. 4, August, pages 69 1-718.
Brueckner, J K (1997), `Consumption and investment motives and the portfolio choices of homeowners, Journal of Real Estate Finance and Economics, Vol. 15, No. 2, pages 159-80.
Campbell, J Y and Cocco, J F (2003), `Household risk management and optimal mortgage choice, Quarterly Journal of Economics, Vol. 119, No. 4, November, pages 1,449-94.
Carroll, C D (2001), `A theory of the consumption function, with and without liquidity constraints, Journal of Economic Perspectives, Vol. 15, No. 3, pages 23-45.
- Cocco, J F (2001), `Hedging house price risk with incomplete markets, London Business School - Institute of Finance and Accounting Working Paper No. 317.
Paper not yet in RePEc: Add citation now
Deng, Y and Quigley, J M (2003), `Woodhead behaviour and the pricing of residential mortgages, USC Lusk Center for Real Estate, Working Paper No. 2003-1005.
Dutta, J, Sefton, J A and Weale, M R (2002), `Income distribution and income dynamics in the United Kingdom, NIESR Discussion Paper No. 116.
Flavin, M D and Yamashita, T (2002), `Owner-occupied housing and the composition of the household portfolio, American Economic Review, Vol. 92, No. 1, March, pages 345-62.
Fratantoni, M C (2001), `Homeownership, committed expenditure risk, and the stockholding puzzle, Oxford Economic Papers, Vol. 53, pages 24 1-59.
Fu, Q, Lacour-Little, M and Vandell, K D (2000), `Commercial mortgage prepayments under heterogeneous prepayment penalty structures, Real Estate Research Institute Working Paper No. 82.
- Hamilton, R (2003), `Trends in households aggregate secured debt, Bank of England Quarterly Bulletin, Vol. 43, No. 3, Autumn, pages 27 1-80.
Paper not yet in RePEc: Add citation now
- Jarvis, S and Jenkins, 5 (1995), `Do the poor stay poor?, ESRC Research Centre on Micro-Social Change Occasional Paper No. 95-2.
Paper not yet in RePEc: Add citation now
- Kau, J B and Keenan, D 5 (1995), `An overview of option-theoretic pricing of mortgages, Journal of Housing Research, Vol. 6, No. 2, November, pages 2 17-44.
Paper not yet in RePEc: Add citation now
- King, M A (2002), `The inflation target ten years on, Bank of England Quarterly Bulletin, Winter, pages 45 9-74.
Paper not yet in RePEc: Add citation now
- Lacour-Little, M (1999), `Another look at the role of borrower characteristics in predicting mortgage prepayments, Journal of Housing Research, Vol. 10, No. 1, pages 45-60.
Paper not yet in RePEc: Add citation now
- Lehnert, A and Statman, M (2003), `Mortgage choice, unpublished mimeo, http://andreas.marginalq.com/ResearchlARM/mortchoice.pdf.
Paper not yet in RePEc: Add citation now
Miles, D M (1997), `A household level study of the determinants of incomes and consumption, Economic Journal, Vol. 107(440), January, pages 1-25.
Miles, D M (1999), `Modelling the impact of demographic change upon the economy, Economic Journal, Vol. 109(452), January, pages 1-37.
- Miles, D M (2004), `The UK mortgage market: taking a longer view, HM Treasury, March.
Paper not yet in RePEc: Add citation now
Mizen, P H and Hofman, B (2002), `Base rate pass-through: evidence from banks and building societies retail rates, Bank of England Working Paper no. 170.
Nickell, 5, Jones, T and Quintini, G (2000), `A picture ofjob insecurity facing British men, CEP Discussion Paper, March.
Rotemberg, J R and Woodford, M (1999), `Interest rate rules in an estimated sticky price model, in Taylor, J B (ed), Monetary Policy Rules, University of Chicago Press.
- Sanders, A B and Slawson, C V (2001), `Pricing shared appreciation mortgages, unpublished mimeo.
Paper not yet in RePEc: Add citation now
Shilling, J D, Dhillon, U S and Sirmans, C F (1987), `Choosing between fixed and adjustable rate mortgages, Journal of Money Credit and Banking, Vol. 19, pages 260-67.
Stiglitz, J E and Weiss, A (1981), `Credit rationing in markets with imperfect information, American Economic Review, Vol. 71, No. 3, June, pages 393-410.
- Taewon, K (1987), `A contingent claims analysis of price-level adjusted mortgages, ARE UEA Journal, Vol. 15, No. 3.
Paper not yet in RePEc: Add citation now