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Consumer Credit, Liquidity and the Transmission Mechanism of Monetary Policy, Departmental Working Papers, United States Naval Academy Department of Economics
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Household Finances and the 'Big Five' Personality Traits, No 6191, IZA Discussion Papers, Institute of Labor Economics (IZA)
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Debt and distress: Evaluating the psychological cost of credit, Journal of Economic Psychology, 26, (5), 642-663
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Household Finances and Social Interaction: Bayesian Analysis of Household Panel Data, Review of Income and Wealth, 62, (3), 467-488
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Bankruptcy Exemption, Home Equity and Mortgage Credit, Real Estate Economics, 42, (4), 938-976
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Il credito al consumo in Italia: benessere economico o fragilita’ finanziaria?, Departmental Working Papers, Department of Economics, Management and Quantitative Methods at Università degli Studi di Milano
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The role of financial position on consumer indebted-ness. An empirical analysis in Italy, No 8/2012, DEP - series of economic working papers, University of Genoa, Research Doctorate in Public Economics
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Consumer debt and financial fragility in Italy, Departmental Working Papers, Department of Economics, Management and Quantitative Methods at Università degli Studi di Milano
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Consumer Debt and Financial Fragility: Evidence from Italy, Journal of Consumer Policy, 43, (4), 747-765
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A Multistage Model of Loans and the Role of Relationships, Financial Management, 38, (4), 781-816
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Health Care Expenditures, Financial Stability, and Participation in the Supplemental Nutrition Assistance Program (SNAP), Papers, arXiv.org
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Consumer participation in the credit market during the COVID-19 pandemic and beyond, Working Papers, DNB
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Consumer participation in the credit market during the COVID-19 pandemic and beyond, No 2922, Working Paper Series, European Central Bank
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What Drives Household Borrowing and Credit Constraints? Evidence from Bosnia and Herzegovina, No 2008/202, IMF Working Papers, International Monetary Fund
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Educational choice, wage determination, and rates of return to education in Taiwan, International Advances in Economic Research, 7, (4), 479-504
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Attitudes, personality factors and household debt decisions: A study of consumer credit, Centro Studi di Banca e Finanza (CEFIN) (Center for Studies in Banking and Finance), Universita di Modena e Reggio Emilia, Dipartimento di Economia "Marco Biagi"
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Who is discouraged from applying for credit?, Economics Letters, 65, (2), 165-172
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The demand for household debt in the USA: evidence from the 1995 Survey of Consumer Finance, Applied Financial Economics, 11, (1), 83-91
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Consumption and Liquidity Constraints in Australia and East Asia: Does Financial Integration Matter?, RBA Research Discussion Papers, Reserve Bank of Australia
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Clear and Close Competitors?: On the Causes and Consequences of Bilateral Competition between Banks, No 2018-027, Discussion Paper, Tilburg University, Center for Economic Research
De Haas, Ralph; Liping Lu and Steven Ongena,
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Close Competitors? Bilateral Bank Competition and Spatial Variation in Firms’ Access to Credit, No 15015, CEPR Discussion Papers, C.E.P.R. Discussion Papers
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When Arm?s Length Is Too Far. Relationship Banking over the Business Cycle, No 10050, CEPR Discussion Papers, C.E.P.R. Discussion Papers
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The determinants of unsecured borrowing: evidence from the British Household Panel Survey, Bank of England working papers, Bank of England
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Self and bank credit rationing: a trivariate probit with double selection, Research in International Business and Finance, 44, (C), 124-134
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Exploring the link between household debt and income inequality: an asymmetric approach, Applied Economics Letters, 24, (6), 404-409
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Sovereign stress and SMEs’ access to finance: Evidence from the ECB's SAFE survey, Journal of Banking & Finance, 81, (C), 65-80
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Do SMEs Benefit from Unconventional Monetary Policy and How? Microevidence from the Eurozone, Journal of Money, Credit and Banking, 51, (4), 895-928
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Information and credit access: using bankruptcy as a signal, Applied Economics, 42, (25), 3175-3193
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Is the Bankruptcy Flag Binding? Access to Credit Markets for Post-Bankruptcy Households, No 1041, American Law & Economics Association Annual Meetings, American Law & Economics Association
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Persistency of financial distress amongst Italian households: Evidence from dynamic models for binary panel data, Journal of Banking & Finance, 37, (9), 3425-3434
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Personal Bankruptcy and Credit Supply and Demand, No 5653, NBER Working Papers, National Bureau of Economic Research, Inc
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Fiscal Policy with Heterogeneous Agents and Incomplete Markets, Working Papers, Georgetown University, Department of Economics
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The Degree of Judicial Enforcement and Credit Markets: Evidence from Japanese Household Panel Data, ISER Discussion Paper, Institute of Social and Economic Research, Osaka University
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Determinants of credit constraints for agricultural wholesalers in China, International Food and Agribusiness Management Review, 23, (4)
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Access to Credit by Traders in Chinese Agricultural Wholesale Markets, No 235449, 2016 Annual Meeting, July 31-August 2, Boston, Massachusetts, Agricultural and Applied Economics Association
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Wealth shocks, credit-supply shocks, and asset allocation: Evidence from household and firm portfolios, No 07/2014, Discussion Papers, Deutsche Bundesbank
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Perspectives on recent trends in consumer debt, No 06-05, Consumer Finance Institute discussion papers, Federal Reserve Bank of Philadelphia
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Distinguishing the components of household financial wealth: the impact of liabilities on assets in Euro Area countries, No wp2014-2, Bank of Estonia Working Papers, Bank of Estonia
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A Tale of Two Surveys: Household Debt and Financial Constraints in Australia, RBA Research Discussion Papers, Reserve Bank of Australia
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Risk Aversion and the Size of Desired Debt, Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, 9, (1), 369-396
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The Increase in Payday Loans and Damaged Credit after the Great Recession, Journal of Family and Economic Issues, 39, (2), 360-369
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