Access to homebuyer credit and housing satisfaction among households buying affordable apartments in urban Vietnam

Anh Tuan Nguyen, Tuyen Tran, Huong Van Vu and Dat Quoc Luu

MPRA Paper from University Library of Munich, Germany

Abstract: This study examines the relationship between the access to homebuyer credits and housing satisfaction among those buying affordable apartments, using a sample of 1,000 respondents from our own survey in 2016 in Hanoi, Da Nang and Ho Chi Minh Cities. Our regression analysis reveals the education level, the size and value of apartments are closely linked with the access to preferential homebuyer credits. Notably, we find that the access to preferencial home loans has a strongly positive impact on housing satisfaction, after controlling for all other factos in the model. Thus, the finding confirms that preferencial home loan programs play an important role in helping low income households own affordable apartments and increase their housing satisfation. We also find that some other features of their apartments, such as the number of bath rooms and balconies, the distance from the apartment building to schoosl, bus stations and markets, are strongly linked with housing satisfaction.

Keywords: affordable apartments; homebuyer credit; housing satisfaction; Vietnam (search for similar items in EconPapers)
JEL-codes: R2 R21 R28 (search for similar items in EconPapers)
Date: 2016-10-19, Revised 2019-06-19
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Forthcoming in Cogent Economics and Finance (2019): pp. 1-15

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Journal Article: Access to homebuyer credit and housing satisfaction among households buying affordable apartments in urban Vietnam (2019)
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