THE EFFECT OF COOPERATIVES CREDIT TO THE WELFARE

Inayati Nuraini Dwiputri, Lustina Fajar Prastiwi, Grisvia Agustin and Mochammad Daffa Ibrahim
Additional contact information
Inayati Nuraini Dwiputri: Department of Economics, Faculty of Economics and Business, Universitas Negeri Malang, Indonesia.
Lustina Fajar Prastiwi: Department of Economics, Faculty of Economics and Business, Universitas Negeri Malang, Indonesia.
Grisvia Agustin: Department of Economics, Faculty of Economics and Business, Universitas Negeri Malang, Indonesia.
Mochammad Daffa Ibrahim: Department of Economics, Faculty of Economics and Business, Universitas Negeri Malang, Indonesia.

UTMS Journal of Economics, 2022, vol. 13, issue 2, 276-284

Abstract: Cooperatives are considered to have provided benefits and advantages for the community who are members of the cooperative especially, both households, community groups and business actors. However, with the development of the world economy, the existence of cooperatives is now considered to be starting to shift. One of the assumptions in society that is currently arising is that cooperatives have started to lose the principles of kinship, especially savings and loan cooperatives which have started to be profit-oriented, so the impact of these cooperatives is starting to be questioned. Therefore, this study wants to identify the effect of savings and loan cooperatives in improving people's welfare and increasing the performance of businesses. Regression analysis shows that the use of credit savings and loan cooperatives can have a positive effect in improving people's welfare. This research can be used as the basis for formulating community policies in an effort to improve community welfare through cooperatives.

Keywords: saving; loan; cooperative; welfare; omzet (search for similar items in EconPapers)
JEL-codes: F61 F63 G18 G21 (search for similar items in EconPapers)
Date: 2022
References: Add references at CitEc
Citations: Track citations by RSS feed

Downloads: (external link)
https://utmsjoe.mk/past-issues/2-uncategorised/49-vol-13-no-2 Full text (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ris:utmsje:0340

Access Statistics for this article

UTMS Journal of Economics is currently edited by Prof. Ace Milenkovski, PhD

More articles in UTMS Journal of Economics from University of Tourism and Management, Skopje, Macedonia Contact information at EDIRC.
Bibliographic data for series maintained by Assistant Professor. Dejan Nakovski, PhD ().